SBA Loans / Hard Money Loans

  • Loan amount is case by case and depends on the request
  • Up to 75% LTV (Loan to value of collateral)
  • Programs range from 1 year to 25 years
  • Cost for a SBA loan is around 6.25% plus prime annually
  • Cost for a hard money loan is between 4.65% and 12% annually
  • Payments made monthly by check
  • No open bankruptcies and no tax liens
  • Minimum $25,000 gross monthly volume is required
  • Minimum 3 years in business required
  • Interest can be written off in business taxes using a 1099-INT form
  • Minimum 640 FICO to apply with 3 years of tax returns personal and business with YTD financials